Full-Time Manager Credit Evaluation – Standard Bank Careers
Job Description
Standard Bank Careers – Manager Credit Evaluation
Standard Bank is seeking a Manager, Credit Evaluation to assess and evaluate lending applications by applying sound credit risk, affordability assessments, and financial principles in line with the bank’s credit policies. This role will support the growth of the bank’s asset book while managing credit losses by ensuring that lending principles are adhered to and are within the bank’s risk appetite. The Manager will also assist business partners in understanding and meeting client lending needs across various segments.
Qualifications
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First Degree
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Field of Study: Business Commerce
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First Degree
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Field of Study: Finance and Accounting
Experience Required
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5-7 years of experience in intuitive credit assessment and decision-making within the relevant segments and products (e.g., business banking or agriculture)
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Thorough knowledge and understanding of financial statements
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Understanding of repayment structures, collateral, and collection processes within the banking environment
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Knowledge of the legalities associated with lending and collateral
Behavioural Competencies
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Strong decision-making skills
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Ability to interpret and analyze data
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Excellent communication skills
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Expertise development and continuous learning
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Collaborative team player
Technical Competencies
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Proficient computer literacy
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Knowledge of risk principles
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Understanding of legal principles, specifically related to collateral
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Credit granting and credit process knowledge
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